If you want to make a loan consolidation, it is recommended to use a broker buyback loans to implement the financial restructuring plan.
Intermediary in banking operations and payment services, Headless horseman Headless horseman accompanies you throughout your steps with the objective of obtaining a new credit that improves, and that responds to your budget situation.
Documents needed for a credit consolidation
In order to be able to pretend to start a file study with characteristics of reHeadless horsemanment, it is necessary to be able to gather all the supporting documents requested for a repurchase of credits.
The folder is composed of five pockets :
- Statement (s) of account (s)
- Loan agreement and amortization schedules or cash reserve account
Depending on the budget situation of the borrowing (s), the list above may vary. For example, in the case where the applicant (s) have been penalized (s) by an increase of taxes, or by a ticket (s) of a road traffic contravention… then the justifications of the remaining capital due are to be provided.
Indeed, the principle of a loan buyback is first to give breath to the borrower (s) through a significant decrease in their monthly credit charges, and secondly to allow the lending institutions ( bank or financial institution) to be the only creditor to manage the debts and debts of the debtor (s).
This allows you to manage only one credit adapted to the repayment capacity of the borrower (s). But also, the bank improves the control of the risk of unpaid bills by centralizing all debts of the debtors.
How are the coins analyzed during a loan redemption?
Unlike a request for revolving credit, when it comes to a request for loan redemption, the list of attachments is more important!
More important in order to allow the financial analyst of the bank in charge of the study of the file, to define during the financial analysis the restructuring solution most adapted to the needs of the applicant (s).
The procedure of instruction of the files of repurchase of credit is the good one, in spite of a large number of justifications to provide. Moreover, this is confirmed in the studies of loan buyback records in that 99% of individuals who lose control of the management of their budget have their bank account statements rife with monthly withdrawals of revolving credits.
Then the different documents of identity, income, housing, etc. are carefully analyzed, checked and crossed between them in order to validate the authenticity of the elements declared by the borrower (s).
During the process of processing the client file (s), the financial analysts in charge of the file investigation may need additional information to enable them to finalize the study.
Then a request for complements and additional information is issued by the analysts to the broker, who will get closer to his client to take stock and gather the items requested for transmission to banks.